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Sezzle Reviews 15,605

TrustScore 4 out of 5

4.0

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Review summary

Based on reviews, created with AI

Reviewers had a great experience with this company. Customers appreciate the high-quality support they receive from customer service representatives, finding them compassionate, caring, and eager to help. Many consumers have specifically mentioned individual staff members by name, praising their politeness, knowledge, and efficiency in resolving issues. People feel respected and understood, especially when facing unexpected financial difficulties, and appreciate the quick response times. However, opinions on payment processes and the overall service are mixed. Some users report issues with payments being rejected, unexpected fees, and difficulties in changing payment methods. Others mention problems with refunds and express frustration with the lack of clear explanations. While some reviewers find the service financially helpful, others suggest that alternative options might be better.

Based on these reviews

Rated 5 out of 5 stars

Liv was such a great help. I reached out to Sezzle to postpone my payments due to some personal issues that I am facing. Liv responded in a timely matter and was very professional and understanding. S... See more

Company replied

Rated 5 out of 5 stars

Had an issue where my payment kept getting rejected and support started a bit rocky. This may have been AI but as soon as a real person, Wade, looked into this it was resolved very quickly. Thanks Wad... See more

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Rated 5 out of 5 stars

I had a few questions regarding Sezzle financing for longer payment options. I was helped by Wade. He was quick to answer and gave as much information as he could which I appreciated. He was also poli... See more

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Rated 5 out of 5 stars

The customer service representative Liv, was compassionate, and caring. She gave great feedback. Sezzle has been amazing financially. This company helps when finances are a bit tight!! Please add pay... See more

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Rated 1 out of 5 stars

They went to my account and took a payment the same day they claim that I defaulted they say you have a 24 hours to meet your deadline I didn’t have that option and plus they take forever to the incre... See more

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Rated 5 out of 5 stars

I had an issue arise with my paycheck where holiday pay was accidentally left off so I reached out and spoke to Jim. He was very helpful and helped me reschedule even though I probably exceeded my res... See more

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Rated 1 out of 5 stars

Last 3 purchases after purchase agreement was completed I notice my total spending limit decrease more than purchase amount. I cancelled order and spending limit went back to original limit. Sezzle st... See more

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Rated 3 out of 5 stars

Update: Cristal is on it, thank you Regina! I forgot to identify this part originally: Customer service via chat didn't take the time to understand my issue, then followed my reply with another copy... See more

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Rated 1 out of 5 stars

I have contacted sezzle numerous times and got no where. They refuse to refund any money and just keep saying contact merchant when there is no way to contact them. I was told this company was a fraud... See more

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Rated 2 out of 5 stars

Compared to the other big BNPL companies, Sezzle sucks. I’ve been going through the app after making a purchase, and the fees are outrageous. You can’t use a debit card for anything other than the... See more

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Rated 5 out of 5 stars

Sezzle has helped a lot especially through the holidays. I had one minor issue and Dave, in customer service, was extremely helpful. The earn tabs are amazing as well. Yes...You have to do tasks, b... See more

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Rated 5 out of 5 stars

I've been trying to fix a certain issue for a week now and everybody else just blew me off or try to blame Amazon or just ignore me all together but today Darius was patient. listen to my story and ac... See more

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Rated 5 out of 5 stars

Alanna helped me immensely if it weren't for her I would've deleted the app and canceled my orders. She is very nice and didn't just giver me copy paste responses she took actually took the time to... See more

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Rated 5 out of 5 stars

I had an issue with payment which I been having often. After reaching out to the live agents each agent where always nice and helpful in resolving the issue. Thanks Sezzle agents 😊 I recommend Sezzle... See more

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Rated 5 out of 5 stars

While trying to pay part of a pay in four plan, I was having some issues getting it to go through normally. I struggled to add my bank account before that, so I decided to transfer funds into sezzle... See more

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Rated 5 out of 5 stars

I fell behind a bit on payment and messaged them about it and explained my situation. I was attended too in a fast response with being shown sympathy on my situation and understanding and no issue in... See more

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Rated 5 out of 5 stars

I just spoke with Kane from customer service about a payment issue I’ve been having. He explained everything thoroughly, and provided me with a solution that works for me and my finances. I honestly... See more

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Rated 1 out of 5 stars

Total scam energy. I used Sezzle to buy baby items (crib, bottles — actual necessities), and not only did I never get the products, they kept taking money from me. No order confirmation, no shipping i... See more

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Rated 1 out of 5 stars

Sezzle is a scam company they are taking money for company's like Zotic New York a scam company that doesn't exist I ordered from them over three months ago and never received anything. But sezzle sti... See more

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Rated 1 out of 5 stars

I have had a few hundred orders and a few years history with Sezzle and paid on time or early with every single one until I very unexpectedly lost my job last summer. During this time I still did ge... See more

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Rated 1 out of 5 stars

Used multiple times, anytime you pay a payment in advance it just takes your bill down. Their firmware is designed to look for payment on calender marks so it will always want that regardless if you t... See more

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Rated 1 out of 5 stars

Beware they will change your spending power without warning or explanation so this made them unreliable to me. Also when you change debit or credit card they will force you to keep using the old card... See more

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Rated 1 out of 5 stars

Worst of all payment plan apps. Payment mysteriously gets declined and with no valid reason except maybe to add a late fee. Plus never do business with a business that doesn't accept live calls. Use... See more

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Rated 1 out of 5 stars

The worst pay later app I’ve ever used!!!! I’ve used several and frequently use Affirm and Afterpay and they are a million times better. You can make your payments before the due dates with no issue w... See more

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Rated 1 out of 5 stars

Sezzle will decrease your spending limit with no justification over night. Even after making all your payments on time or early. They make it extremely hard and frustrating to use their platform when... See more

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Rated 1 out of 5 stars

Sezzle charged my bank account for an unknown reason more than once. Sezzle overcharged me for a down payment on a Walmart payment plan, processed a refund amount for the overcharge of the order, then... See more

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Rated 1 out of 5 stars

Sezzle was perfect before a very recent change disabled any services such as Paypal from being used. Their service allowed users to pay off things over 20 dollars in installments of 4, only ask... See more

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Rated 1 out of 5 stars

I've been using Sezzle for almost 2 years. This is the second time in the past 2 weeks that they have taken a payment late and charged me a late fee. I even tried to pay the payment a day earlier and... See more

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Rated 3 out of 5 stars

This app is good for the most it’s accepted with most retailers. The only thing that makes me angry is if you don’t use your available spending power they will decrease it to damn near nothing! Wanted... See more

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Rated 1 out of 5 stars

This app was fantastic but they have just changed policies and you can no.long use your debit or PayPal cards to make payments except the down payment if you don't have a bank account then your basica... See more

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Rated 5 out of 5 stars

Maya with Shopper Support was absolutely amazing! I’ve been experiencing a financial hardship and was worried about not being able to make my scheduled payments on time. She came up with a solution fa... See more

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Rated 1 out of 5 stars

I’d give less than one star if I could ): really disappointed about how my experience with them went. I couldn’t log in so they told me they’d transfer my credits to my new account if I let them delet... See more

Rated 5 out of 5 stars

I had a great experience with Sezzle’s customer service. I reached out about a billing issue and they responded quickly, explained everything clearly, and issued a full refund with no hassle. They wer... See more

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Rated 1 out of 5 stars

Ever since I upgraded my phone I have not been able to access my account. I have reached out to customer service multiple times since December 5,2025 and I get either delayed responses or no responses... See more

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Rated 1 out of 5 stars

If you forget to make a small $40 payment, they immediately slap on a $15 late fee and a $5 failed payment fee. That’s an extra $20 just for a simple mistake! This is nothing but a scam—pure daylight... See more

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Rated 1 out of 5 stars

The company has contradicting negotiations manners, that are bias. One day you may see a workable spending limit , depending on if you've paid all debts and had 1 run in with the company, the next day... See more

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Rated 1 out of 5 stars

DO NOT USE THIS COMPANY: I had 2 payment methods (a credit card and my debit card) saved in my profile on Sezzle. But because I didn't mark one of the the payment methods as "default payment metho... See more

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Rated 5 out of 5 stars

Hello, I recently had the opportunity to use Sezzle's Buy Now Pay Later Service, and I must tell you it has been great! For my shopping needs.Sezzle allows you to split your payments up into four paym... See more

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Rated 5 out of 5 stars

Had to update personal information for my account. Reached out and was able to quickly update my information with ease, thanks to the help of Seth from the support team! Made the process clear, quick... See more

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Rated 5 out of 5 stars

Just The Fact That Emma Observed The Situation, And Without Having Me Retype My Whole Situation, Was Very Quick To Get A Grip On The Issue, And Help Me Resolve My Issue. It Had To Be The Quickest Cust... See more

Company replied

Rated 1 out of 5 stars

Sezzle was notified that I was a victim of fraud. Someone used my Sezzle card somehow 3 times. I contacted support they investigated and claimed there was no fraud. Then Sezzle blocked a 4th attempt b... See more

Company replied


Company details

  1. Financial Institution
  2. Payment Service

Written by the company

Sezzle | The Responsible Way to Pay Buy Now, Pay Later when you #SezzleIt 🛍️ Certified B Corp 🌎

We're committed to helping our customers and merchants

Written by the company

Have a question or concern for our team? No problem! There are many ways to get in touch with us.
Please note, for order status, updates, or to make changes to your order, please contact the merchant directly. For all other Sezzle questions, please contact our support team. To reach us, submit a help request on our website, message us 24/7 from our app or Sezzle dashboard, or call us. We can be reached at 1-888-540-1867, and we are available Monday - Friday from 9am - 5pm.

Contact info

4.0

Great

TrustScore 4 out of 5

16K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 98% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

Great customer service!

Customer Service was fast responding and did an excellent job informing me about my issue and was helpful.

January 29, 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Mary-Mel! Thanks so much for the kind words. ☺️ We're happy to hear our team was able to help out quickly. If you ever need anything else, we’ve got you covered! – Tessa

Rated 3 out of 5 stars

I've been having trouble updating my…

I've been having trouble updating my phone number.

January 24, 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Sharif, we apologize for the issues you've had with this process, and we have reached out to you directly via email in order to provide you with further assistance.

Please feel free to reply or to contact us. We are available through messaging 24/7, by phone at 1-888-540-1867 from 9 AM - 5 PM CST, Monday - Friday, and via email at [email protected]. - Regina

Rated 5 out of 5 stars

Wade help me understand the refund…

Wade help me understand the refund policy in debt and I appreciate it.

January 28, 2026
Unprompted review
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Reply from Sezzle

Hi Jarcoby, thank you for sharing your experience with us! We're glad to know that Wade provided you with all the information you needed to understand this situation. ☺️ If there's anything else we can do for you in the future, please feel welcome to contact us! - Regina

Rated 1 out of 5 stars

Bought something from sizzles merchants…

Bought something from sizzles merchants item arrived damaged contacted the merchant the merchant hung up on me after I gave him my full name said that call recording to do anything so I had to take it up with the merchant the merchant has blocked me I've been dealing this for nine months I had to do a credit card charge back to visa sizzle refused to accept that visa charged back based on the evidence provided and then sent me to collection this merchant refuses to fall any Canadian laws and believe the above laws and tells you to take up with the merchant Even so you have tried take it up with the merchant for the past nine months and the merchants refused to cooperate husband provided to sizzle on multiple times yet they still try to send you to collection they state that visas credit card charge back doesn't matter to them and they don't care I still owe them the money Even so it's been disputed a credit card level which is against Canadian laws

April 22, 2025
Unprompted review
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Reply from Sezzle

Thank you for taking the time to share this experience, Rob. We understand how upsetting this must have been for you, and apologize for any inconvenience it may have caused.

At this time, your concern is being reviewed by our team, and we'll follow up with you via email once we have more information. Please keep an eye on your inbox, and feel welcome to follow up with us. Additionally, if there's anything else we can help you with, please don't hesitate to contact us at [email protected]. - Regina

Rated 5 out of 5 stars

Seth was absolutely amazing considering…

Seth was absolutely amazing considering what was going on with me! He was quick to help 10/10 would recommend him anytime! 🩷

January 27, 2026
Unprompted review
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Reply from Sezzle

Thank you so much for your kind words! We’re so happy to hear you had a great experience. - Robin

Rated 1 out of 5 stars

Last 3 purchases

Last 3 purchases after purchase agreement was completed I notice my total spending limit decrease more than purchase amount. I cancelled order and spending limit went back to original limit. Sezzle still charged a fee even though order was never shipped. At a later date I tried making another purchase and the same thing happened. Never had this issue with Klarna. Now I am trying to close my account and after requesting help the instructions say should log into using website and not app. When you log into web site it goes back to the app. They won’t let me cancel.

May 23, 2025
Unprompted review
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Reply from Sezzle

Hi Nigel, thank you for sharing this feedback with us. We're sorry to hear about the negative experience you've had, as we understand how frustrating it must have been. We’d love to assist you, but we’ll need more details to locate your account and investigate. Please reach out to [email protected], and we'll do our best to help. - Tessa

Rated 5 out of 5 stars

Good option to get what you want and make payments

This is a good option to get thing you want or need and be able to make payments.

January 25, 2026
Unprompted review
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Reply from Sezzle

Hi Josh! Thanks so much for your review. 🤩 We're glad to hear you're having a good experience with Sezzle. If you ever need anything, we're here to help! – Tessa

Rated 2 out of 5 stars

Sezzle Review

Klarna is the best, then Afterpay and then Sezzle. Didn’t have a good experience with Sezzle. Do not like payment options. Overall not good IMO. Just deleted my account.

January 25, 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Jamie, thank you for the feedback provided. We'll make sure to share it with our team.

If you'd like to share any other concerns with us, please contact us at [email protected], and we'll do our best to help you. Thank you! -Regina

Rated 5 out of 5 stars

Alanna is the best and deserves a raise

Alanna helped me immensely if it weren't for her I would've deleted the app and canceled my orders.
She is very nice and didn't just giver me copy paste responses she took actually took the time to read what was going on and explained it in the most simple way possible. She most definitely needs a raise or promotion that comes with a raise because if it weren't for her I wouldn't continue to use this app.
To top it all off this all took place at 2 am and prior to Alana who was awesome I was talking with another agent before her who was extremely rude and blamed me for everything so if you can go into chat records I would look into him.

January 25, 2026
Unprompted review
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Reply from Sezzle

Thank you! We'll make sure your feedback gets to the team—they’ll be thrilled! - Robin

Rated 1 out of 5 stars

Much better “buy now, pay later” options out there!!

Can’t even view items description without them trying to push their premium service on you …no way to bypass, decline or anything…what a joke…!

January 25, 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Tiffany, thank you for sharing this feedback. We understand how frustrating this situation may be, and we have reached out to you directly via email in order to provide you with more information.

Please feel welcome to reply, or contact us at [email protected] for further assistance. Thank you! - Regina

Rated 5 out of 5 stars

I felt heard

The representative was very helpful and said she would pass on an idea I had to the company.

January 24, 2026
Unprompted review
Sezzle logo

Reply from Sezzle

We're so glad to be of help—thank you for your continued support! - Robin

Rated 5 out of 5 stars

Human Rep Emma…

Just The Fact That Emma Observed The Situation, And Without Having Me Retype My Whole Situation, Was Very Quick To Get A Grip On The Issue, And Help Me Resolve My Issue. It Had To Be The Quickest Customer Service Resolver Throughout My Whole Time Being A Consumer. Thank You Emma

January 23, 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Alfonso! Thank you for taking the time to share this experience with us. We're glad to hear that Emma was an excellent and attentive support during your recent interaction; we'll make sure to share this message with her! ☺️ We'll always be happy to assist you, so please contact us if there's anything we can do for you! - Tessa

Rated 1 out of 5 stars

Issue was not resolved

January 22, 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Karl, we deeply apologize for the issues that you've had with Sezzle.

Upon review on our end, it looks like our Shopper Support team has provided you with all of the information regarding your recent inquiry. We encourage you to follow up with them for any other concerns you may have. Thank you for your understanding! - Regina

Rated 5 out of 5 stars

The customer service representative was…

The customer service representative Liv, was compassionate, and caring. She gave great feedback. Sezzle has been amazing financially. This company helps when finances are a bit tight!! Please add pay in 5 soon thanks Sezzle. Oh and the response time is quick

January 22, 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hey Carole! We are so happy to hear that Liv was able to quickly resolve the issue with your account and helped you have a good experience with Sezzle. 😎 Please remember we're always here to help you with whatever you may need! - Tessa

Rated 1 out of 5 stars

Can't get customer service to even get…

Can't get customer service to even get set up with them. Their Get Started button does nothing for me, and they don't reply to chat, despite telling you they are connecting you to someone. No one ever responds. They must be doing all they care to do and don't need more merchants.

January 23, 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Sonnie, thank you for sharing this feedback with us. We're sorry to hear that you had a bad experience with Sezzle and would love to further look into this issue to verify what happened. We have reached out to you directly via email, so please feel free to reply or contact us at [email protected]! - Tessa

Rated 5 out of 5 stars

Great Support

Emanuel great! I called regarding a technical issue I was having, he followed through and kept me updated until the issue was resolved over a period of almost 3 weeks. Very happy with the support I received.

January 2, 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Thank you so much for sharing this review with us, Martha! We're really glad to know that you received top-tier assistance from Emanuel and that he was able to provide you with a resolution. 🙌 We'll happily assist anytime you need help, so please don't hesitate to contact us! 😊 - Regina

Rated 5 out of 5 stars

Bela was of great assistance and this…

Bela was of great assistance and this company has been amazing

January 22, 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Jennifer! We're happy to know that Bela was able to provide you with great assistance and that you're enjoying your experience with Sezzle. ☺️💜 If you ever need anything else, we’re here for you! - Regina

Rated 1 out of 5 stars

So you can buy a service from this…

So you can buy a service from this company but when there's any issue whatsoever you can't get refund an they scam money right out of you. Be careful cause you'll have to use small claims court to sue them to keep your money.

January 22, 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi James, we understand how upsetting this situation must have been for you, and we sincerely apologize for any inconvenience it may have caused.

We’d be happy to investigate this and verify what happened, and what actions we may be able to take in order to help you. However, we’ll need more details to locate your account. Please reach out to [email protected] so we can better assist you. Thank you. - Regina

Rated 5 out of 5 stars

Amazing customer service responded to…

Amazing customer service responded to me within 24 hours and fixed my issue right away

January 19, 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Alexis, thank you so much for taking the time to share this review with us! It's great to know that you received quick and effective assistance from our Shopper Support team. ☺️ If you ever need support in the future, we’re here for you! - Regina

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