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Sezzle Reviews 15,605

TrustScore 4 out of 5

4.0

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Review summary

Based on reviews, created with AI

Reviewers had a great experience with this company. Customers appreciate the high-quality support they receive from customer service representatives, finding them compassionate, caring, and eager to help. Many consumers have specifically mentioned individual staff members by name, praising their politeness, knowledge, and efficiency in resolving issues. People feel respected and understood, especially when facing unexpected financial difficulties, and appreciate the quick response times. However, opinions on payment processes and the overall service are mixed. Some users report issues with payments being rejected, unexpected fees, and difficulties in changing payment methods. Others mention problems with refunds and express frustration with the lack of clear explanations. While some reviewers find the service financially helpful, others suggest that alternative options might be better.

Based on these reviews

Rated 5 out of 5 stars

Liv was such a great help. I reached out to Sezzle to postpone my payments due to some personal issues that I am facing. Liv responded in a timely matter and was very professional and understanding. S... See more

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Rated 5 out of 5 stars

Had an issue where my payment kept getting rejected and support started a bit rocky. This may have been AI but as soon as a real person, Wade, looked into this it was resolved very quickly. Thanks Wad... See more

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Rated 5 out of 5 stars

I had a few questions regarding Sezzle financing for longer payment options. I was helped by Wade. He was quick to answer and gave as much information as he could which I appreciated. He was also poli... See more

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Rated 5 out of 5 stars

The customer service representative Liv, was compassionate, and caring. She gave great feedback. Sezzle has been amazing financially. This company helps when finances are a bit tight!! Please add pay... See more

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Rated 1 out of 5 stars

They went to my account and took a payment the same day they claim that I defaulted they say you have a 24 hours to meet your deadline I didn’t have that option and plus they take forever to the incre... See more

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Rated 5 out of 5 stars

I had an issue arise with my paycheck where holiday pay was accidentally left off so I reached out and spoke to Jim. He was very helpful and helped me reschedule even though I probably exceeded my res... See more

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Rated 1 out of 5 stars

Last 3 purchases after purchase agreement was completed I notice my total spending limit decrease more than purchase amount. I cancelled order and spending limit went back to original limit. Sezzle st... See more

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Rated 3 out of 5 stars

Update: Cristal is on it, thank you Regina! I forgot to identify this part originally: Customer service via chat didn't take the time to understand my issue, then followed my reply with another copy... See more

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Rated 1 out of 5 stars

I have contacted sezzle numerous times and got no where. They refuse to refund any money and just keep saying contact merchant when there is no way to contact them. I was told this company was a fraud... See more

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Rated 2 out of 5 stars

Compared to the other big BNPL companies, Sezzle sucks. I’ve been going through the app after making a purchase, and the fees are outrageous. You can’t use a debit card for anything other than the... See more

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Rated 5 out of 5 stars

Sezzle has helped a lot especially through the holidays. I had one minor issue and Dave, in customer service, was extremely helpful. The earn tabs are amazing as well. Yes...You have to do tasks, b... See more

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Rated 5 out of 5 stars

I've been trying to fix a certain issue for a week now and everybody else just blew me off or try to blame Amazon or just ignore me all together but today Darius was patient. listen to my story and ac... See more

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Rated 5 out of 5 stars

Alanna helped me immensely if it weren't for her I would've deleted the app and canceled my orders. She is very nice and didn't just giver me copy paste responses she took actually took the time to... See more

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Rated 5 out of 5 stars

I had an issue with payment which I been having often. After reaching out to the live agents each agent where always nice and helpful in resolving the issue. Thanks Sezzle agents 😊 I recommend Sezzle... See more

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Rated 5 out of 5 stars

While trying to pay part of a pay in four plan, I was having some issues getting it to go through normally. I struggled to add my bank account before that, so I decided to transfer funds into sezzle... See more

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Rated 5 out of 5 stars

I fell behind a bit on payment and messaged them about it and explained my situation. I was attended too in a fast response with being shown sympathy on my situation and understanding and no issue in... See more

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Rated 5 out of 5 stars

I just spoke with Kane from customer service about a payment issue I’ve been having. He explained everything thoroughly, and provided me with a solution that works for me and my finances. I honestly... See more

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Rated 1 out of 5 stars

Total scam energy. I used Sezzle to buy baby items (crib, bottles — actual necessities), and not only did I never get the products, they kept taking money from me. No order confirmation, no shipping i... See more

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Rated 1 out of 5 stars

Sezzle is a scam company they are taking money for company's like Zotic New York a scam company that doesn't exist I ordered from them over three months ago and never received anything. But sezzle sti... See more

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Rated 1 out of 5 stars

I have had a few hundred orders and a few years history with Sezzle and paid on time or early with every single one until I very unexpectedly lost my job last summer. During this time I still did ge... See more

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Rated 1 out of 5 stars

Used multiple times, anytime you pay a payment in advance it just takes your bill down. Their firmware is designed to look for payment on calender marks so it will always want that regardless if you t... See more

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Rated 1 out of 5 stars

Beware they will change your spending power without warning or explanation so this made them unreliable to me. Also when you change debit or credit card they will force you to keep using the old card... See more

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Rated 1 out of 5 stars

Worst of all payment plan apps. Payment mysteriously gets declined and with no valid reason except maybe to add a late fee. Plus never do business with a business that doesn't accept live calls. Use... See more

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Rated 1 out of 5 stars

The worst pay later app I’ve ever used!!!! I’ve used several and frequently use Affirm and Afterpay and they are a million times better. You can make your payments before the due dates with no issue w... See more

Company replied

Rated 1 out of 5 stars

Sezzle will decrease your spending limit with no justification over night. Even after making all your payments on time or early. They make it extremely hard and frustrating to use their platform when... See more

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Rated 1 out of 5 stars

Sezzle charged my bank account for an unknown reason more than once. Sezzle overcharged me for a down payment on a Walmart payment plan, processed a refund amount for the overcharge of the order, then... See more

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Rated 1 out of 5 stars

Sezzle was perfect before a very recent change disabled any services such as Paypal from being used. Their service allowed users to pay off things over 20 dollars in installments of 4, only ask... See more

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Rated 1 out of 5 stars

I've been using Sezzle for almost 2 years. This is the second time in the past 2 weeks that they have taken a payment late and charged me a late fee. I even tried to pay the payment a day earlier and... See more

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Rated 3 out of 5 stars

This app is good for the most it’s accepted with most retailers. The only thing that makes me angry is if you don’t use your available spending power they will decrease it to damn near nothing! Wanted... See more

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Rated 1 out of 5 stars

This app was fantastic but they have just changed policies and you can no.long use your debit or PayPal cards to make payments except the down payment if you don't have a bank account then your basica... See more

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Rated 5 out of 5 stars

Maya with Shopper Support was absolutely amazing! I’ve been experiencing a financial hardship and was worried about not being able to make my scheduled payments on time. She came up with a solution fa... See more

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Rated 1 out of 5 stars

I’d give less than one star if I could ): really disappointed about how my experience with them went. I couldn’t log in so they told me they’d transfer my credits to my new account if I let them delet... See more

Rated 5 out of 5 stars

I had a great experience with Sezzle’s customer service. I reached out about a billing issue and they responded quickly, explained everything clearly, and issued a full refund with no hassle. They wer... See more

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Rated 1 out of 5 stars

Ever since I upgraded my phone I have not been able to access my account. I have reached out to customer service multiple times since December 5,2025 and I get either delayed responses or no responses... See more

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Rated 1 out of 5 stars

If you forget to make a small $40 payment, they immediately slap on a $15 late fee and a $5 failed payment fee. That’s an extra $20 just for a simple mistake! This is nothing but a scam—pure daylight... See more

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Rated 1 out of 5 stars

The company has contradicting negotiations manners, that are bias. One day you may see a workable spending limit , depending on if you've paid all debts and had 1 run in with the company, the next day... See more

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Rated 1 out of 5 stars

DO NOT USE THIS COMPANY: I had 2 payment methods (a credit card and my debit card) saved in my profile on Sezzle. But because I didn't mark one of the the payment methods as "default payment metho... See more

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Rated 5 out of 5 stars

Hello, I recently had the opportunity to use Sezzle's Buy Now Pay Later Service, and I must tell you it has been great! For my shopping needs.Sezzle allows you to split your payments up into four paym... See more

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Rated 5 out of 5 stars

Had to update personal information for my account. Reached out and was able to quickly update my information with ease, thanks to the help of Seth from the support team! Made the process clear, quick... See more

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Rated 5 out of 5 stars

Just The Fact That Emma Observed The Situation, And Without Having Me Retype My Whole Situation, Was Very Quick To Get A Grip On The Issue, And Help Me Resolve My Issue. It Had To Be The Quickest Cust... See more

Company replied

Rated 1 out of 5 stars

Sezzle was notified that I was a victim of fraud. Someone used my Sezzle card somehow 3 times. I contacted support they investigated and claimed there was no fraud. Then Sezzle blocked a 4th attempt b... See more

Company replied


Company details

  1. Financial Institution
  2. Payment Service

Written by the company

Sezzle | The Responsible Way to Pay Buy Now, Pay Later when you #SezzleIt 🛍️ Certified B Corp 🌎

We're committed to helping our customers and merchants

Written by the company

Have a question or concern for our team? No problem! There are many ways to get in touch with us.
Please note, for order status, updates, or to make changes to your order, please contact the merchant directly. For all other Sezzle questions, please contact our support team. To reach us, submit a help request on our website, message us 24/7 from our app or Sezzle dashboard, or call us. We can be reached at 1-888-540-1867, and we are available Monday - Friday from 9am - 5pm.

Contact info

4.0

Great

TrustScore 4 out of 5

16K reviews

5-star
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1-star

Replied to 98% of negative reviews

Typically replies within 1 week

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Rated 1 out of 5 stars

Sezzle has a lot of hidden charges

Sezzle has a lot of hidden charges

And their system that they use is not accurate. It does its own thing

Not returning funds back from orders that item not received

Agents don't really care to respond and resolve your issues

Watch if you use them

December 14, 2025
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Rose, thank you for the feedback shared. We understand how frustrating fees can be, and we apologize for any inconvenience they may have caused you.

For any questions you may have, we encourage you to contact our Shopper Support team; we are available through messaging 24/7, by phone, navigating to the "Account" tab on your Sezzle app and selecting the "Help" option, and via email at [email protected]. Thank you! - Regina

Rated 5 out of 5 stars

They helped me in a great time of need…

They helped me in a great time of need with my payments!

January 21, 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Thank you for sharing your experience with Sezzle! 😄 We're happy to know that you received assistance with the concern you had. If there's anything else that we can do for you in the future, please don't hesitate to contact us! - Regina

Rated 1 out of 5 stars

The worst pay later app I’ve ever…

The worst pay later app I’ve ever used!!!! I’ve used several and frequently use Affirm and Afterpay and they are a million times better. You can make your payments before the due dates with no issue with your debit card. F*%@ Sezzle they made it a nightmare to pay off my first and last ever order through them and charged me $10 in fees just to pay my order off early.

January 20, 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Daniel, thank you for the feedback provided. We apologize for the negative experience you’ve had and for the issues you encountered.

At this time, our Shopper Support team has received your inquiries and will follow up with you as soon as possible. Please keep an eye on your inbox and feel free to follow up with us once you receive an update. Thank you for your understanding! - Regina

Rated 5 out of 5 stars

Great customer service

Great customer service. Fixed my problem as soon as possible.

January 19, 2026
Unprompted review
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Reply from Sezzle

It’s always our goal to provide great service—so glad to hear we hit the mark! - Robin

Rated 5 out of 5 stars

Issac quickly helped me extend my…

Issac quickly helped me extend my payments due to financial hardship. He was very friendly and understanding!

January 20, 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Thank you! We'll make sure your feedback gets to the team—they’ll be thrilled! - Robin

Rated 5 out of 5 stars

Highly recommend!

Great company, easy to use app and awesome customer service! Had a minor glitch but customer service figured it out and fixed it quickly - all from a friendly rep!

January 15, 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Susan, thank you so much for taking the time to share this with us! ☺️ We’re glad to know that you received rapid assistance from our Shopper Support team in order to resolve the issue you experienced. 🙌 We’re here for anything you may need in the future, so please feel welcome to contact us at anytime! - Regina

Rated 5 out of 5 stars

Yeah it's is that

Yeah it's is that

January 24, 2025
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Bryan! Thanks so much for your review. 🤩 We're glad to hear you're having a good experience with Sezzle. If you ever need anything, we're here to help! – Tessa

Rated 5 out of 5 stars

Marcus was great with clear responses…

Marcus was great with clear responses in timely manner.

- Irving

January 18, 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hello Irving! We truly appreciate your feedback and are glad to know Marcus could assist you so promptly. If you need anything in the future, don’t hesitate to reach out; 🤩 we’ve got you covered! - Tessa

Rated 1 out of 5 stars

I was scammed with the "default…

I was scammed with the "default payment" scam. I have a bank account set up as the default payment. Sezzle decided to charge me the fee anyway.

UPDATE: Sezzle contacted me and claimed that I don't have a default payment in place. ABSOLUTELY NOT TRUE.

January 17, 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Scott, we apologize for the issues that you’ve had, as we understand how frustrating this must have been for you.

An agent from our Shopper Support team has reached out to you directly via email in order to further address this concern. Please feel welcome to follow up with them at anytime and inform them of any other inquiries you may have. Thank you! - Regina

Rated 1 out of 5 stars

Sezzle is the definition of predatory.

Sezzle is the definition of predatory.

They will tack on late payment charges because they don't let you pay early.
Then, their customer service won't even respond to you while they add late charges.
Truly hope they go out of business. If Karma is real they should.

January 17, 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Zachary, thank you for taking the time to share this feedback with us. We understand how frustrating these fees must be, and we aim to keep them as transparent as possible. We have reached out to you directly via email so we can further discuss this. Please feel free to reply or to contact us at [email protected]! - Tessa

Rated 2 out of 5 stars

worked the first two times but now…

worked the first two times but now nothing works, go on the app and it keeps telling me my pin is wrong, go to reset pin and it’s telling me it can’t be the same pin, it freezes, doesn’t allow me to finish purchases. I’ll try a different site

January 14, 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Candice, thank you for sharing this feedback with us. We're sorry to hear that you had a bad experience with Sezzle and would love to further look into this issue to verify what happened. We have reached out to you directly via email, so please feel free to reply or contact us at [email protected]! - Tessa

Rated 5 out of 5 stars

A Monthly Subscription Charge

I had a concern regarding a monthly subscription charge on my account.
Jenny was the customer team member who assisted me with this matter. She was very pleasant and most helpful in assisting me with getting this matter resolved. Her performance was exemplary!

January 16, 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi! Thanks so much for the kind words 😎 We're happy to hear Jenny was able to help out quickly. If you ever need anything else, we’ve got you covered! – Tessa

Rated 1 out of 5 stars

This company is crazy

This company is crazy. You have to add your payment methods. Then if you don't add them again in a seperate spot in the app, they charge you extra fees. And you can't just choose the payment methods you already have in there, either bank or card, no you have to add your bank account twice and go through verification deposits twice. And if you want to pay it off early so you can close tha account? Nope, can't use the payments on file. To add money to pay it off, theres a $5 fee AND you have to go through 5 day verification. Upset and want help or answers from customer service? That's $19.99. Don't use this service.

January 16, 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Ryan, we understand how frustrating changes can be and are sorry to hear that this has caused a negative experience. We have reached out to you directly via email so we can further discuss this. Please feel free to reply or to contact us at [email protected]! - Tessa

Rated 5 out of 5 stars

Abel was able to understand my…

Abel was able to understand my situation and help me a lot . Thank you!

January 16, 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hey Lonia! We are so happy to hear that Able was able to quickly resolve your situation and helped you have a good experience with Sezzle. 🙌🏼 Please remember we're always here to help you with whatever you may need! - Tessa

Rated 1 out of 5 stars

I have an issue with the fact that they…

I have an issue with the fact that they have a default payment for my bank account but tried to charge my debit card which didn’t have the money on it and charged me a fee right away. Then there late fee is $16 so a $22 fee was apply to two different accounts. But then when the app doesn’t get it from the debit card it final charged the account with money. That’s fraudulent activity: this app is a scam. So $44 dollar extra they got from two supposedly late payments when it wouldn’t have been late if they would have charged the right account in the first place. People really out here struggling. It’s a shame we even have to use these apps to pay bills and buy food and yall really taking advantage. Making a killing on your mistake.

January 14, 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Gwendolyn, we sincerely apologize for the difficult situation you experienced and for any inconvenience it may have caused you.

We understand how frustrating fees can be, and we’d be happy to look into this issue further to verify what happened and what options we may have to assist you. We’ll need more details so we can locate your account, so we encourage you to contact us at [email protected]. Thank you! - Regina

Rated 2 out of 5 stars

Fees are high

Fees are high, definitely are better split pay options. Soon as you forget a payment they charge you, then if not paid within the day your charged again. Will not use this app ever again

January 1, 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi, thank you for taking the time to share this feedback with us. We understand how frustrating these fees must be, and we aim to keep them as transparent as possible. We would love to look into this further and verify what exactly happened. Please reach out to our team at [email protected]! - Tessa

Rated 5 out of 5 stars

Name Change

I had to change the name on my account because my card and ID was not a match for a purchase. I reached out and got Emma. She was great and got my issue resolved quickly.

January 14, 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Nesha, thank you so much for sharing your experience with us! We are happy to hear that Emma was able to quickly assist you with this situation. 😎 If there's anything we can do for you in the future, please don't hesitate to contact us! - Tessa

Rated 5 out of 5 stars

This is my first time using this app…

This is my first time using this app and I was trying to make sure I did everything correctly. I spoke with Emanuel and he was great. He told me I set up everything correctly and I was waiting on Amazon to do their part. He was very helpful I appreciated his great customer service.

January 14, 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Hi Natavia, thank you so much for sharing your experience with us! 😄 We're really glad to know that Emanuel was able to provide you with great support and helped resolve the concerns you had. 🙌 If there's anything we can do for you in the future, please feel welcome to contact us! - Regina

Rated 5 out of 5 stars

Romeo at sezzle customer service is…

Romeo at sezzle customer service is fantastic! Before contacting sezzle I had a somewhat unusual situation and my expectations to get my account back on track were low. However Romeo handled the circumstances with care, empathy and accurate efficiency. Importantly too, all while maintaining great prompt communication with me each step of the way. Tremendous work by this associate indicates the value for me in choosing sezzle.

January 14, 2026
Unprompted review
Sezzle logo

Reply from Sezzle

Thank you! We'll make sure your feedback gets to the team—they’ll be thrilled! - Robin

Rated 5 out of 5 stars

Hello Milo,

Hello Milo,

Thank you for your assistance with my request on yesterday. It means a lot to me when a person is honest and exhibits great professionalism in their job position.

You are truly appreciated.

Brenda M. Russell
Customer

January 13, 2026
Unprompted review
Sezzle logo

Reply from Sezzle

We're so happy our team could help! Thank you for the shoutout and for choosing us. - Robin

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