finom.co Reviews 11,234

TrustScore 4.5 out of 5

4.6

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. People highlight the positive user experience, noting that the interface is clean, intuitive, and modern, making it easy to manage finances. Customers appreciate the efficiency and clarity of the platform, especially features like invoicing and account management, which are tailored to the needs of freelancers and small to medium enterprises. The straightforward processes and paperless setup contribute to a smooth and efficient overall service. Consumers consistently praise the staff and customer service, emphasizing the fast response times and the helpful, friendly, and professional attitude of the support team. Many reviewers express gratitude to specific team members who provided clear, accurate, and timely assistance, resolving issues quickly and efficiently. The responsiveness and competence of the customer support are seen as key differentiators, making users feel valued and supported.

Based on these reviews

Rated 5 out of 5 stars

On Monday, Sandra from the finom support team resolved my issue within minutes. She responded very quickly. I only using the basic plan, where the team has up to three hours to respond. I suddenl... See more

Rated 5 out of 5 stars

I have been using Finom as my company bank account since I founded the company. I am very pleased with their service and their customer support. Even during the transition from Solaris to Finom's new,... See more

Company replied

Rated 5 out of 5 stars

Finom offers great service. The banking app is easy to use even for beginners. I have closed my finom account due to ending my self employment. I would highly recommend FINOM for banking... See more

Rated 5 out of 5 stars

Finom makes the difference! Of course, there are many good banks, but banks are only as good as the people who work there. My experience with Naomi has been very good! Even though we only communicate... See more

Rated 5 out of 5 stars

Nothing went 'wrong' - only that my Australian company is not on your approved country list. Your services look great and Lalla from FINOM was great in providing a detailed reason why I could not ope... See more

Rated 5 out of 5 stars

I’ve been using Finom for my small business for a while now, and it’s a game-changer. Having my business account and invoicing tool in one place saves me so much time. The interface is super clean, in... See more

Company replied

Rated 5 out of 5 stars

As for the the tekst below that I proved wrong, or maybe misinformed, but nothing by the fault of Finom. Ray thnx for taking the time to call me and we figured it out, even with a feedback moment to... See more

Company replied

Rated 5 out of 5 stars

I use Finom to manage my business finances and it’s been a game changer. The onboarding was 100% digital, I had my IBAN and credit card ready in less than a day. Credit card works, not like the Sumu... See more

Company replied

Rated 1 out of 5 stars

Same story as with most neo banks. Smooth at first, then they pull the rug. In the beginning, Finom was great. Transfers were fast, the UI is clean, and everything worked as promised. We... See more

Company replied

Rated 5 out of 5 stars

I had an issue with an unauthorized charge on my Finom credit card from a b2b platform. Jose from support was very responsive and helpful from my first note throughout to the whole process. He... See more

Rated 5 out of 5 stars

The UX is intuitive and efficient — it genuinely saves me both time and money. I’ve almost stopped using my traditional German bank altogether; every interaction there felt like a chore, and to make... See more

Company replied

Rated 5 out of 5 stars

-english version below- Ich nutze jetzt schon seit ca. 2 Jahre Finom und ich muss sagen, von Rechnungstellung, Kontoführung, Übersichten zu Zahlungsverläufen, auch die Darstellung der Homepag... See more

Rated 1 out of 5 stars

FINOM used to stand out because of its fast, competent customer service, where you reached out, someone replied quickly, and problems got solved. Now it’s just AI spitting out generic nonsense, wastin... See more

Company replied

Rated 5 out of 5 stars

I recently moved from Postbank to FINOM - this was the best decision I could make. Everything runs so smooth. There is really anything I need from banking. Beginning with an seamless log in expe... See more

Company replied

Rated 5 out of 5 stars

I had a quite rare problem where I wasn't receiving an SMS code to pair my phone. After calling my mobile network provider and contacting Finom, the Finom team handled my problem and followed... See more

Rated 5 out of 5 stars

I've been using Finom for a few weeks and have had a great experience so far. The support team responds quickly—usually within minutes to a day—and genuinely tries to resolve issues. Creating and send... See more

Rated 5 out of 5 stars

You need to familiarize yourself patiently and systematically with all features, and once you do, everything runs smoothly. Anyone posting negative comments clearly hasn’t understood the system. FINOM... See more

Rated 5 out of 5 stars

I've been using Finom for three months. They're delivering on their advertising promises. They should be expanding their services, but they don't seem to be working for me yet. Be careful when you ope... See more

Company replied

Rated 5 out of 5 stars

I wanted to share my experience. We are a company with a turnover in the millions, and for our business, fast payments and an easy platform are very important. Finom offers all of this! Finom also pro... See more

Rated 4 out of 5 stars

- Dutch IBAN - Fine for Stripe/PayPal payouts - Good for SEPA payments - Relatively quick application approval - Support has been good so far On the other hand: - Doesn’t look cost-effective... See more

Company replied

Rated 1 out of 5 stars

I just got a survey to fill out because a second company transferred 8,000 euros to me. ONLY 8,000 euros and they're already sending me surveys to check if I'm not laundering dirty money. They charge... See more

Company replied

Rated 1 out of 5 stars

I used Finom for about 6 months without any problems. Randomly they decided to close my account and are holding my money hostage since 7 days, about 80.000€. You do not get any answers from suppor... See more

Company replied

Rated 1 out of 5 stars

Absolutely horrible. Charges me 150 euros a month but both of our “dedicated account managers” straight up ghosted me. No replies whatsoever for weeks to our concerns. We got charged 160 eur... See more

Company replied

Rated 4 out of 5 stars

Great bank, good app, nice customer service (thanks, Maria!). Only thing I would change, and that's really really a tiny minor thing: the app requires a password with letters and numbers, wherea... See more

Rated 5 out of 5 stars

Till Now am on new Client plan with Finom , Customer service on high level response and very accurate/disponibile I have got few replies FROM Mr Andréa , He has a unique CSM tools using it with a p... See more

Rated 1 out of 5 stars

DO NOT RELY ON THIS PLATFORM…I set up my business using Finom account and services. Setting up a new business is a busy time. I set up my accountants linked in, and debits to Finom and completed my fi... See more

Company replied

Rated 4 out of 5 stars

Quick acces, invoicing, currency walets are great. The only thing thats missing is iDeal payments for the invoicing. That will make it so much easier. It's the only reason I think of cchanging... See more

Company replied

Rated 5 out of 5 stars

Hello Finom Team, I would like to sincerely thank you for your excellent customer care and very good service. The support I received was professional, responsive, and clear, which made everything... See more

Rated 1 out of 5 stars

DO NOT RELY ON THIS PLATFORM. They are requesting documentation for an invoice paid and even if you provide to them agreements and invoices they might be holding your funds for a month Meanwhile... See more

Company replied

Rated 5 out of 5 stars

Very easy and straightforward processes and a fast response from the support team! Did a company name change in like 2min!! While it’s taking weeks to update the same info in other areas of the busine... See more

Company replied

Rated 5 out of 5 stars

This is probably the best bank for small businesses in Germany. I've read horror stories from people trying to get a bank account in "traditional" banks for their new businesses. Finom explicitly... See more

Company replied

Rated 5 out of 5 stars

I‘m amazed at how quickly Finom responded to my mail. I had a problem with an ApplePay payment. The problem was resolved immediately and I was then able to pay without any issues. The friendly, prompt... See more

Rated 5 out of 5 stars

When I first stumbled upon Finom, I thought it was just another fintech. But in today’s banking mess, it turned out to be a real relief in terms of service and tools. I honestly believed there wer... See more

Rated 1 out of 5 stars

they have a representative Currency Cloud/Banking Circle. the biggest scammer in Europe. they block your money when they see that it is a lot and worth it. their excuse is that they are doing an... See more

Company replied

Rated 1 out of 5 stars

Closing your account with their incapable customer service is IMPOSSIBLE. These people use chatGPT to translate message and send messages, finally got a blondie who is saying to close your account has... See more

Company replied

Rated 5 out of 5 stars

Clarity and coherence in customer service are very important for my work. Payment discipline should be in the first place. Therefore, I see Finom's service offer as the best in the financial services... See more

Company replied

Rated 5 out of 5 stars

I needed some financial statements from last year and got quick support from a human assistant after the AI assistant wasn't able to help me further. Both support experiences were great and I got what... See more

Company replied

Rated 5 out of 5 stars

I spent a long time choosing a bank for my business and finally narrowed it down to two options. Based on personal experience, I realized that Finom turned out to be the best bank. While support may... See more

Rated 5 out of 5 stars

I really liked the support team, it was a really fast response, as i made a support ticket in the night, first thing in the morning after their oppening hours was to reply and help me trough my proble... See more

Company replied

Rated 5 out of 5 stars

When I was first introduced with Finom Banking, i was blown away about their revolutionary thinking and innovative banking system. Unfortunately, after I signed up i did not take the most out of it. T... See more

Rated 1 out of 5 stars

New app is terrible. UX is beyond bad. If something goes wrong, you get a generic "something went wrong" response. Chat is just an AI bot that lies and makes up shit. Customer experience = 0/10.

Company replied

Rated 5 out of 5 stars

Our Startup really struggled with finding a solid Bank with actual good support. You can even say that it made our lives really hard and gave us some headaches. But with you guys and especially the h... See more

Rated 5 out of 5 stars

Magdalena has been very professional and helpful. She’s been very quick to answer my questions and with precision, and besides, she always follows up by asking whether my questions have been answered... See more

Rated 5 out of 5 stars

I had an issue with a wrong plan at Finom, and Stefania from the support team helped me quickly and professionally. She was friendly, attentive, and explained everything perfectly. Thanks to her su... See more

Company replied

Rated 2 out of 5 stars

UPDATED: I JUST WANT TO CANCEL! IM NOT PUTTING ALL MY MONEY AT THIS BANK, they charged me 21k for a yearly subscription instead of 2100. Its just ridiculous Very nice interface and easy t... See more

Company replied


Company details

  1. Payment service

About finom.co

Written by the company

Finom is a European financial platform built for entrepreneurs, freelancers, and SMEs.
With Finom, you can quickly open a local IBAN online, issue physical and unlimited virtual debit cards, and access invoicing and accounting tools, all in one place.

  • Fully online: no queues or paperwork
  • Free physical and unlimited virtual debit cards
  • Up to 3% cashback on all business purchases
  • Multibanking allows to manage accounts from multiple banks
  • Access to 20+ currencies for FX
  • Fast, transparent transfers to 150+ countries
Download on the App Store Get it on Google Play

Contact info

4.6

Excellent

TrustScore 4.5 out of 5

11K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 98% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

Good support

Naomi was very helpful, sending me very fast a detailed answer to my question - even on a Sunday.

8 February 2026
Unprompted review
Rated 5 out of 5 stars

Great service

Great service

28 August 2025
finom.co logo

Reply from finom.co

Thank you very much for the great feedback! Our goal is always to deliver the best service, and we are thrilled that we succeeded.

Rated 5 out of 5 stars

So easy and quick

So easy and quick, perfekt

10 February 2026
Unprompted review
finom.co logo

Reply from finom.co

We are thrilled about your positive experience! Thanks that you took time for this feedback – we appreciate that very much.

Rated 5 out of 5 stars

Top app

Top app , i love It

28 August 2025
finom.co logo

Reply from finom.co

A big thank you for your great review! We are very happy to have you as a customer and to see that you appreciate our mobile App.

Rated 5 out of 5 stars

Smooth interface

Smooth interface, works correctly. Some issues receiving payments from the UK clients (SEPA vs SWIFT).

28 August 2025
finom.co logo

Reply from finom.co

We really appreciate your positive feedback! It's great to know you're happy with our service, and if you have any issue with transfers feel free to get in touch via chat or by sending an email to [email protected], thank you!

Rated 5 out of 5 stars

Super friendly. You can see an effort.

Really easy communication. Super friendly service woman, Lori was her name.

14 January 2026
Unprompted review
finom.co logo

Reply from finom.co

We appreciate you taking the time to post your feedback! We're absolutely thrilled that Lori was able to provide you with such quick and comprehensive support, and that you're so satisfied with our service.

Rated 5 out of 5 stars

I had a great exercise chatting with Maria

I had a great exercise chatting with Maria. She cleaned my queries quickly.

9 February 2026
Unprompted review
finom.co logo

Reply from finom.co

We're delighted to learn that your experience with us was very nice! It's wonderful to know that your request was solved, and that Maria provided you with helpful recommendations. We'll be sure to pass on your kind words to her directly.

Rated 5 out of 5 stars

Excellent service

Excellent service! Very professional, I recommend them 100%.

8 February 2026
Unprompted review
finom.co logo

Reply from finom.co

We're thrilled to hear you enjoyed our service! Knowing we made your experience a good one is what we aim for.

Rated 5 out of 5 stars

Simple & helpul

Simple, helpful, great interface, perfect for a new entrepreneur

15 January 2026
Unprompted review
finom.co logo

Reply from finom.co

Glad to hear you had a great experience! Thank you for taking the time to share your positive thoughts – it truly brightens our day.

Rated 5 out of 5 stars

Thank you for your assistance ENDRI

6 February 2026
Unprompted review
finom.co logo

Reply from finom.co

Thank you for your kind feedback! We're really happy to hear that Endri was able to help you so well. We'll definitely pass on your praise to him – that's a great motivator for our team!

Rated 5 out of 5 stars

Company name change in MINUTES??

Very easy and straightforward processes and a fast response from the support team! Did a company name change in like 2min!! While it’s taking weeks to update the same info in other areas of the business :D

30 January 2026
finom.co logo

Reply from finom.co

We really appreciate your positive feedback! It's great to know you're happy with our service, and we look forward to continuing to meet your needs!

Rated 5 out of 5 stars

Efficienza

Cordialita nelle risposte ed efficienza in accredito sul conto

30 January 2026
finom.co logo

Reply from finom.co

Grazie per le sue parole! È un piacere sapere che l'interazione con noi è stata di suo gradimento.

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